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Personal Loans

Whether you are consolidating debt, funding home renovations, planning a family vacation, or preparing for life's unexpected expenses—Aspire Credit Union is here with low fixed rates and flexible repayment terms.

Terms up to 36 Months
Rates as low as 8.00% APR*
Borrow up to $5,000
Zero Prepayment Penalties
Most Popular

Signature Loans

A signature loan from Aspire can help with your loan needs, whatever they may be. You can use a signature loan to consolidate high-interest credit card debt, finance a vacation, or cover holiday expenses. These loans can also help you pay for medical emergencies and other unexpected events. Signature loans from Aspire come with low interest rates, fast processing, and convenient repayment terms, as well as efficient, personalized member service.

  • Terms up to 36 months
  • Rates as low as 8.00% APR*
  • Borrow up to $5,000
  • No collateral required

Personal Loan Payment Estimator

Estimated at 8.00% APR*
$500 $2,500 $5,000
Estimated Monthly Payment
$94.01
Est. Total Interest: $384.33
Total Repayment: $3,384.33
Apply for this Estimate →

Share Secured Loans

With an Aspire Share Secured Loan, your deposit in an Aspire Share Savings Account or Savings Certificate serves as collateral to secure your loan. Share secured loans carry our most attractive interest rates, and you'll even continue to earn dividends on your savings! It is an exceptional tool for building or rebuilding credit while preserving your emergency nest egg.

  • Lowest possible interest rates
  • Continue earning dividends on savings
  • Fast 100% approval upon savings pledge
  • Flexible terms tailored to your plan

*Signature and Share Secured Loans are subject to credit approval. Rates, terms, and conditions are subject to change based on market conditions and creditworthiness.

Featured Member Rates

Explore our most competitive lending and deposit yields updated daily.

Auto Loan
as low as
4.50 % APR*
Credit Cards
as low as
8.90 % APR*
Money Market
as high as
1.00 % APY*
Share Certificates
as high as
2.00 % APY*